Atul and his team made the entire experience easy and painless to refinance. He kept me informed of everything throughout the entire process, and was very patient with all my questions. We had used his services last year and also when we first bought our house. We really appreciated the fact that he let us know when rates dropped low enough to make it worthwhile for us to refinance this year. He was very personable and very easy to reach and talk to. Thank you DMV Funding team!